According to the DMV:
The state of Oregon uses the SR-22 form to help protect its citizens against problem drivers by monitoring their insurance. It requires the auto insurance company to file the SR-22 form as a proof of a problem driver’s financial responsibility, stating that his/her auto insurance liability is in effect. The state does not send notifications and it is the responsibility of the driver and the auto insurance company to submit the form as well as the renewals, to the state, if required.
An SR-22 is a certificate from a state licensed insurance company, an eligible surplus lines insurer, or a risk retention group.
The insurer certifies on the SR-22 that you have purchased liability insurance that meets the minimum required limits of coverage for that state, and files the certificate with appropriate state Agency.
An SR-22 is proof of “future responsibility.” An insurance card is required by law to be carried in any vehicle operated on most State highways; an SR-22 certificate is required by law to be filed with the State agency, and is posted to your driving record. These State agencies monitors compliance of your SR-22 requirement. If you let it lapse for any reason, the insurance company must notify that State agency,and your driving privileges will then be suspended.
When is SR-22 Required?
The SR-22 financial responsibility Insurance form is required in the following cases:
- If you have any safety responsibility suspensions
- If you have any unsatisfied judgment suspensions
- In case of revocations of license
- In the case of mandatory insurance supervisions
- For individuals who have received more than three convictions for mandatory insurance violations
Out of State Filing of SR-22
You are required to file an SR-22 with the Oregon DMV even if you are from out of state.
Hometown Insurance Center will help you with your SR-22 certificate. All you need to do is complete the form on this page to get started.
