Hometown Insurance Center strives to provide the best motorcycle insurance in Oregon tailored to your unique needs.
That’s why we offer multiple types of coverage, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
Liability insurance covers bodily injury and property damage that you may cause to other people involved in an accident. It doesn’t cover you or your motorcycle.
Collision insurance covers damage to your motorcycle if you are involved in an accident.
Comprehensive coverage pays for damages caused by an event other than a collision, such as fire, theft or vandalism.
Most comprehensive and collision coverage will only cover the factory standard parts on your motorcycle. If you decide to add on any optional accessories such as chrome parts, a custom paint job, trailers or sidecars, you should look into obtaining additional or optional equipment coverage.
Uninsured/underinsured motorist coverage
Uninsured/underinsured Motorist Coverage covers damages to you and your property caused by another driver who either doesn’t have insurance (uninsured) or doesn’t have adequate insurance (underinsured) to cover your damages.
This coverage typically pays for medical treatment, lost wages and other damages. If your uninsured/underinsured motorist coverage includes property damage, then your motorcycle would also be covered under the same circumstances.
Hometown Insurance Center will help you determine the type of coverage you need to protect your asset and help you enjoy your motorcycle riding worry-free. Get a free Oregon motorcycle insurance quote today by filling out the form on this page.