Flood insurance policies cover physical damage to your property and possessions from floods or flood-related losses due to rising water in high risk areas.
Floods are the nation’s most common and costly natural disaster and cause millions of dollars in damage every year.
You don’t have to live in a high-risk flood zone to be affected by a flood. Floods and flash floods can occur anywhere, even in the desert. Just an inch of water can cause damage to your property.
Your Homeowner Policy Does Not Cover Flooding
The Benefits Of Flood Insurance
Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through Hometown Insurance Center—even if you don’t have an existing property policy with us. So why choose us for flood insurance? Because it gives you access to invaluable features and benefits, like:
- 24/7 nationwide claims support and assistance
- A dedicated agent who can help you understand your flood coverage
- Assistance finding discounts to help you maximize your savings
This FEMA video explains the reasons for getting flood insurance:
Hometown Insurance Center will help you determine the type of coverage you need to protect your home and belongings. Just fill out the quote form on this page to get started.
