Earthquake insurance is not mandatory. Some areas are more prone to earthquakes than others, though, making it more important to purchase earthquake insurance.
If you own a home, your coverage should be similar to your homeowners insurance. If you rent, you only need enough to cover your personal belongings.
The agents at Hometown Insurance Center can help you determine if you can get an add-on to your policy or a stand-alone earthquake policy.
Earthquakes strike suddenly, violently and without warning. Planning in advance can reduce the dangers of serious injury or loss of life from an earthquake.
- Building a kit ahead of time can help during the first few hours or days when there is no electricity or water.
- Other ways to plan ahead can be found in How to Prepare for an Earthquake that FEMA put together.
Hometown Insurance Center will help you choose a policy that will cover you in the event of an earthquake. Fill out the form on this page for a quote.